How Can an Oregon Reverse Mortgage Help You?
Whether you want money to travel the world, to consolidate debt, or even to purchase a new home, reverse mortgage solutions can help by offering you financial freedom. We’ve been helping seniors just like you enjoy retirement without financial strain since 2005, and we can help you, too! Why should you choose Trinity if you’re considering a reverse mortgage?
Eliminate your mortgage payment!
Enjoy retirement without financial burden, and rest easy knowing you have the income you need for any reason you need it.
Acquire the money with few restrictions. Most senior homeowners who apply with Trinity qualify.
Your home can be turned into a home pension!
Choose from a wide variety of payment options by which you receive your funds.
Our owner and founder became a Certified Senior Advisor (CSA) specifically to help seniors with their financial needs. All of our staff members work according to the high principles that CSAs uphold; if we cannot help a client directly, we will find someone who can. Find out more about CSAs by visiting https://www.society-csa.com.
Every client of ours is treated with respect and care; we make sure you feel comfortable every step of the way by giving you weekly progress reports through the time it takes to process loans. If a reverse mortgage doesn’t meet your needs, we will recommend a traditional mortgage refinance, a consultation with a financial planner, or trade properties and then do a reverse mortgage. We also may recommend that you make no changes to your current loan.
Don’t wait any longer to see how easy it can be to enjoy your retirement without financial worry. Apply now for Trinity’s reverse mortgage solutions and make your home’s equity work for you!
What Is A Reverse Mortgage?
A reverse mortgage can be thought of as a loan that does not require monthly payments, and it is a popular tool that homeowners and financial planners use to supplement retirement income. For example, some use it to postpone Social Security payments for clients so they qualify for higher benefit payments. Loan funds are available quickly, which you can use any way you need to enjoy retirement without the confines of financial worry.
At Trinity, our staff is committed to helping you live the lifestyle you deserve during your golden years; these are the years to get rid of financial woes and enjoy the things in life you’ve worked so hard for. With reverse mortgage solutions, you can tap into the equity that has built up over the years in your home and put it to good use: paying you each month instead of you making payments!
How Trinity Can Help You
There are several programs and options available to fit a wide variety of client needs. As a mortgage broker, we can find the best solutions for you. You can use the funds for any purpose you see fit: purchase big ticket items, pay off debt, or take a dream vacation. You can receive your funds in a variety of different ways – it’s your choice:
- A lump sum payment at close (or at another point in time, if you prefer)
- Monthly payments over the life of the youngest borrower; known as tenure payments
- Term payments, which are made over a duration of months or years
- An equity line (or credit line) that accrues interest on funds that remain on the line, which could be substantial
- Any combination of these payment options is also available!
Most of our senior clients qualify. You must be 62 years old or older, own your own home that serves as your primary residence, have fair to excellent credit, and your home must have built up equity over the years. You are not required to move out of your home, and the disbursements you receive are tax-free (consult your tax professional).
For more information on reverse mortgage financial solutions, contact us today! Don’t wait any longer to begin enjoying your retirement and living the way you want to live. Contact Trinity Mutual now.
*Trinity Mutual is not a lender, but a mortgage broker who looks for the best lender for your loan.